Recently, the Central editorial Office formally approved the establishment of a private economic development bureau within the National Development and Reform Commission as a specialized agency to promote the development and growth of the private economy.
The main responsibilities of the Private Economic Development Bureau: to track, understand, analyze and judge the development of the private economy, coordinate and organize the formulation of policies and measures to promote the development of the private economy, and formulate policies to promote the development of private investment. Establish a normalized communication mechanism with private enterprises, coordinate and solve major problems in the development of the private economy, and coordinate and support the private economy to enhance its international competitiveness.
At a press conference on the same day, the Ministry of Industry and Information Technology emphasized that the next focus of work is:
-- will carry out comprehensive supervision to reduce the burden on enterprises and promote the development of small and medium-sized enterprises nationwide
to promote the development of private small and medium-sized enterprises, the next key work of the Ministry of Industry and Information Technology is,
first, pay close attention to the implementation of policies in the near future, the Ministry of Industry and Information Technology will carry out comprehensive supervision on reducing the burden of enterprises and promoting the development of small and medium-sized enterprises, to urge the policy of benefiting enterprises to take effect.
Second, improve the service system and build a national integrated public service platform for small and medium-sized enterprises. To form a service model of direct policy, direct appeal and direct service. New cultivation of about 100 small and medium-sized enterprises characteristic industrial clusters.
Three is organize activities such as the Sino-German SME Exchange and Cooperation Conference, the 12th APEC SME Technology Exchange and Exhibition, help small and medium-sized enterprises to explore the international market.
Four is organization launching a special action to clean up delinquent corporate accounts to ease the financial pressure on small and medium-sized enterprises.
Five is in-depth third-party assessment of the development environment of small, medium and micro enterprises continuously optimize the development environment for small and medium-sized enterprises.
On August 24, the Ministry of Finance issued a notice in terms of implementing detailed tax and fee reduction policies, strengthening the coordination of fiscal and financial policies, and giving full play to the guiding role of fiscal funds, etc., requiring all regions to increase their work and fully implement support for small and medium-sized enterprises. The development of various fiscal and taxation policies provides a strong guarantee for the high-quality development of SMEs. The notice stressed that the government's arrears of small and medium-sized enterprises into the daily supervision.
ensure timely payment of accounts for small and medium-sized enterprises. The project construction funds should be allocated in accordance with the project schedule and budget arrangements to ensure that the project units pay the accounts of small and medium-sized enterprises in a timely manner. We will implement the settlement method for construction project prices, increase the minimum payment ratio for construction projects of government agencies, institutions and state-owned enterprises from 60% to 80%, and encourage qualified projects to implement construction process settlement. We will improve the long-term mechanism to prevent new delinquent accounts, strictly manage government investment projects, strictly prevent ambiguous contracts and "open contracts", and bring government delinquent accounts of small and medium-sized enterprises into daily supervision to form strong constraints. Industry dilemma: accounts receivable "snowball"!
In fact, accounts receivable in our industry are also growing at present, but due to the special environment in recent years, we all know that these accounts receivable will become bad debts sometime.
Cash flow is crucial to an enterprise, and accounts receivable is the life of the enterprise. Take one of the terminal environmental protection industries in the chemical industry, high accounts receivable has become a common problem facing the environmental protection industry. The Guangdong Environmental Protection Industry Association has conducted a survey, 70 per cent of the enterprises surveyed have or have been in arrears, of which only 1.92 per cent have completed the recovery, while the remaining 69.23 per cent are still in the process of recovering arrears. According to the data, in the three years from 2019 to 2021, the number of contracts signed between environmental protection enterprises participating in the survey and enterprise customers was 16952, with a total contract amount of 5893.933 million yuan, of which the number of contracts owed and the amount owed accounted for 23.53 percent and 7.4 percent, respectively. The arrears are mainly government departments, accounting for up to 55.77 per cent, while the rest are corporate customers, including state-owned enterprises, central enterprises and private enterprises, accounting for 44.23 per cent. The problem of arrears does not exist only in Guangdong. The service objects of the environmental protection industry are mainly the government and state-owned enterprises, especially the current weakening of local financial payment capacity, coupled with the long internal approval procedures and implementation time of financial funds, the collection cycle of accounts receivable of environmental protection listed companies has been lengthened, facing the risk of difficult recovery. Take Hanlan Environment as an example. In 2022, Hanlan Environment's accounts receivable will be about 2.956 billion yuan, which will be composed of government customers (accounting for 63.97), power grid customers (accounting for 3.99), renewable energy subsidies (accounting for 21.24), general customers and other customers. Among them, 0.174 billion yuan's accounts receivable will be provided with bad debt reserves. By the end of 2022, their accounts receivable balance will be 2.781 billion yuan, this figure will be 1.731 billion yuan in 2021. In other words, Hanlan Environmental's accounts receivable increased by more than 1 billion yuan a year. Oriental Garden also wrote in its 2022 annual report: "the investor of the company's traditional business is the local government. Although the local government has a high credit rating, the recovery efficiency of accounts receivable is inevitably affected by the local government's financial budget, capital status, local government debt level, etc., and there is a risk of delayed collection due to settlement delay."
order of the State Council! The payment must not exceed 60 days!
As early as 2020, the State Council issued a relevant policy: the payment for goods shall not exceed 60 days!
The promulgation of the regulations has a strong pertinence. On the premise of maintaining the principle of market contract contract, it also sets rules for payment, adds a lock to urge the performance of contract integrity, and makes it clear and standardized from three aspects. First, standardize the conclusion of contracts and financial security, strengthen the source of account payment management.
The second is to regulate payment behavior and prevent arrears of accounts. It is stipulated that payments to small and medium-sized enterprises shall be made within 30 days from the date of delivery of goods, works and services; if otherwise agreed in the contract, the maximum payment period shall not exceed 60 days. Interest shall be paid when the time is overdue.
The third is to strengthen credit supervision and service guarantee. Clearly establish a payment information disclosure system, a complaint handling and disciplinary system for breach of trust, as well as a supervision and evaluation mechanism.
Several key elements of the regulations are as follows:
article 6 Organs, institutions and large enterprises shall not require small and medium-sized enterprises to accept unreasonable payment terms, methods, conditions and liability for breach of contract and other trading conditions, and shall not default on the goods, projects and services owed to small and medium-sized enterprises.
Article 7 Organs and institutions shall use financial funds to purchase goods, projects and services from small and medium-sized enterprises in strict accordance with the approved budget, and shall not carry out procurement without budget or in excess of budget.
The funds required for government investment projects shall be ensured in place in accordance with the relevant provisions of the State, and shall not be advanced by the construction unit.
Article 8 Organs and institutions purchasing goods, projects and services from small and medium-sized enterprises shall pay within 30 days from the date of delivery of the goods, projects and services; if otherwise agreed in the contract, the maximum payment period shall not exceed 60 days.
Article 10 Where government organs, institutions and large enterprises use non-cash payment methods such as commercial bills of exchange to make payments to small and medium-sized enterprises, they shall make a clear and reasonable agreement in the contract, and shall not force small and medium-sized enterprises to accept non-cash payment methods such as commercial bills of exchange, and shall not use non-cash payment methods such as commercial bills of exchange to extend the payment period in disguise.
Article 13 Organs, institutions and large enterprises shall not refuse or delay the payment of small and medium-sized enterprises on the grounds of waiting for the approval of completion acceptance or final accounts audit without the change of legal representative or principal person in charge, performing the internal payment process, or on the grounds that the contract is not agreed.
Article 14 Where a small and medium-sized enterprise guarantees financing with accounts receivable, the organs, institutions and large enterprises shall, within 30 days from the date of the request for confirmation of rights by the small and medium-sized enterprise, confirm the relationship between creditor's rights and debts and support the financing of small and medium-sized enterprises.
Article 15 Where government organs, institutions and large enterprises delay in making payments to small and medium-sized enterprises, they shall pay overdue interest. If both parties have an agreement on the interest rate of overdue interest, the agreed interest rate shall not be lower than the market quotation rate of one-year loan at the time of the conclusion of the contract; if no agreement is made, the overdue interest shall be paid at the daily interest rate of five ten thousandth.
Article 17: If government agencies, institutions, and large enterprises fail to fulfill their obligations to pay small and medium-sized enterprises in a timely manner, and the circumstances are serious, the department accepting the complaint may incorporate their untrustworthy information into the national credit information sharing platform in accordance with laws and regulations, and pass the relevant enterprise-related information through enterprise credit The information publicity system is publicized to the public, and punishment for dishonesty is implemented in accordance with the law.
Although the state has come out with a series of policies and taken a series of actions, some local governments and large enterprises continue to default on payments to small and medium-sized enterprises for various reasons by virtue of their "market position" advantages. This has led to small and medium-sized enterprises not only hope to receive orders from the government and large enterprises, but they cannot receive accounts in time because they have no right to speak. Once the payment is in arrears, it will make the enterprise's capital turnover poor, and even endanger the survival of small and medium-sized enterprises. As a market entity that absorbs a very wide range of social employment, once small and medium-sized enterprises have difficulties in survival, it means that countless ordinary workers may fall into survival difficulties.
From practical experience, we can see that simple principled provisions are indeed lack of operability. To solve the problem of arrears of small and medium-sized enterprises, we should not only make up our minds and have plans, but also have effective and sustainable action.
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